Dwindle automatically pays down your credit card balance with every purchase. Once connected, it works in the background — no extra steps needed.
Absolutely. You keep all the benefits of your credit card — rewards, points, and cash back — while avoiding piling balances.
Yes! For deposits, holds, or larger purchases, your credit card still works like any other credit card. Dwindle just helps you manage it smarter.
Yes. By paying down balances consistently and on time, Dwindle helps you build and track your credit score progress.
Yes. We use trusted, regulated partners like Plaid and Method to securely connect your accounts using bank-level encryption. Your login credentials are never stored or shared with Dwindle.
We’re giving early access to users in small waves, starting with the first 100 signups. If selected, you’ll receive an email with instructions on how to get started.
Nope. You swipe your card as usual — Dwindle just handles the pay-down behind the scenes, so you keep rewards without the interest.
Autopay pays your full statement once a month. Dwindle pays nightly, keeping your balance near zero and helping you stay in control. Think how you spend on your debit card now just with the added benefits of rewards points and credit score increases. The things you cant get from just swiping your credit card today.
Yes. You can unlink your accounts and delete your Dwindle profile at any time, no fees or penalties.
The offer will come after your first transaction that is over $10 on Dwindle. The offer is only available for the first 100 users to the platform.
*Terms and conditions apply
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