Your favorite credit card, now as easy as debit

Dwindle gives you the best of both. Pays down your credit card automatically with each transaction, so every swipe is already handled just like the debit card in your wallet.

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How it
works?

💳 Swipe your card – Dwindle tracks the purchase in the background.

🔗 Stay in the loop – Your checking balance updates in the app and you get a notification.

☾ End-of-day payoff – Dwindle moves the cash from checking to your card balance automatically.

Unlock the freedom to spend on your credit card — with the control of a debit card.

AI 🧠
Personality powered insights

A smart assistant that learns your habits, pings you with real-time updates, and chats back with the personality you choose — whether you want it witty, motivational, or straight to the point.

Start for just $1.99

Your rewards cover it. Then pay as you spend: Most cards give you up to 5% back. We only take 0.75%. You keep the other 4.25%.

Security & Privacy 🔐

Your Privacy First – We never sell your data. It’s only used to power your Dwindle experience.

Bank-Level Encryption – Plaid and Method use advanced encryption protocols (AES-256 and TLS 1.2+) to secure data in transit and at rest. Your credentials are never stored on our servers.

Locked Down Access – Strong authentication and regulated connections keep your accounts protected.

Be the first, Join the founders
circle waitlist today!

Be the first, Join the founders
circle waitlist today!

Waitlist

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